Erick

Erick is an Industrial Engineer who has worked several years in a global company (part of CAC40), in IT and business transformation roles. He has been living in France since 2006 and has self-educated himself during all these years about personal finances. Erick is passionated about it and has provided support to multiple colleagues, family and friends on this topic.

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Ideas for financial New Year’s resolutions

A New Year is ahead of us and you might be looking for some ideas for financial New Year’s resolutions. This is the right time to assess achievements from previous year and set new targets. In this blog, we will try to inspire you with some ideas based on your financial maturity level. Let’s start!

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What is the social contribution CSG CRDS tax in France?

You may be wondering what is this social contribution CSG CRDS tax in France that is eroding your profits? From where is coming from? Why is variable? What’s the difference from income tax? Is this tax funding my pension?  We will try to cover all these points in this blog based in our understanding and

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Buying real estate in France

How is buying real estate in France? What’s the process? Is it too complicated? Is it a good idea? Pitfalls to avoid? Taxes?  We will be sharing in the key points on this topic based in our experience while living as expats in France.  Table of Contents Buying or renting in real estate in France? Deciding whether

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Famous personal finance quotes explained

You may have heard many personal finance quotes that encapsulate wisdom and insights about money management but you may not necessarily how to put in practice in your daily life.  We will explain in this blog (based in our own knowledge) some tips to make the most out of this popular wisdom.  Table of Contents

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3 passive income ideas in France

Looking for passive income ideas while living in France? What’s is really passive income? Need to complement your monthly revenues in an effortless and easy manner? Let’s clarify first what is really passive income before sharing our top 3 preferred ideas.  Table of Contents Understanding passive income Passive vs active income Active Income: It is

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How to grow my money in France with low risk?

Having extra cash sitting in your french current account and concerned about inflation eating it slowly? Not willing to invest in risky options and wondering How grow my money in France with no risk? You are right to be concerned as you are slowly losing capital due to high inflation rates. 100€ of today will

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Is it now a good time to buy real estate in France?

Wondering if now is a good time to buy real estate in France? Even after the recent spike on mortgages interest rates from mid 2022? Are there any opportunities left?  It may sounds obvious the answer, but it is not.  We will analyze the actual context, opportunities and risk in the blog to give you some

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How to diversify my portfolio?

 Are you wondering how to diversify your portfolio? it is a great question as it is key to minimize risk and volatility.  However, building a well diversified asset portfolio is not evident. How to start? How to do it avoiding falling into pitfalls and costly mistakes? Living in France, adds an additional context to be taken

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