Erick

Erick is an Industrial Engineer who has worked several years in a global company (part of CAC40), in IT and business transformation roles. He has been living in France since 2006 and has self-educated himself during all these years about personal finances. Erick is passionated about it and has provided support to multiple colleagues, family and friends on this topic.

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What is PER Plan d’épargne retraite in France?

French government introduced back in 2019 the PER (Plan d’Épargne Retraite) in France as a complementary retirement savings plan. It is a measure targeting to support the retirement collective fund system. In this blog, we will give the key information on this topic that you need to know as an expat or foreigner living in France. Let’s start… Table […]

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Investing in real estate crowdfunding in France

Investing in real estate crowdfunding in France (or crowdlending  ‘immobilière’) is getting exponentially popular in France during last years. Specially when interest rates were historically low, or negative, (before 2022) and investors were looking for alternatives to make their money grow.  Crowdfunding was answering this need to many. Even now, with higher interest rates, there

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What are the different savings accounts in France?

Are you wondering which savings accounts are available to you in France? Some options are regulated by the government and come with attractive benefits—but they also have specific eligibility criteria and usage conditions. That’s why it’s essential to understand the different types of savings accounts before deciding which one suits your needs best. In this

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What is ‘intéressement et participation’ in France?

What is ‘intéressement et participation’ in France? If you work for a medium to large French company you will be hearing your colleagues talking about ‘intéressement et participation’, normally during the 2nd quarter of the year.  Good news! this is more money for you! Let’s understand a bite more…  Table of Contents What is ‘Intéressement et participation’

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