Investing

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How to invest when living in France

How to invest when living in France? What are the investment options available for you? How to start? You may feel overwhelmed and scared about making wrong decisions, as the finance world like too complicated.   In reality, you just need to understand some basic concepts. We will be sharing a summary of what we hear from […]

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How to become Financially Independent in France?

Becoming financially independent in France? It is a common question after COVID pandemic made us think more about what we want to do with our lives.  Unfortunately, there are some ‘influencers’ taking profit of the situation and selling ‘magic secrets’ packed as trainings which are leading many to disappointment, and sometimes losing money. In the

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What is PER Plan d’épargne retraite in France?

French government introduced back in 2019 the PER Plan d’Épargne Retraite in France as a complementary retirement savings plan. It is a measure targeting to support the retirement collective fund system. In this blog, we will give the key information on this topic that you need to know as an expat or foreigner living in France. Let’s start…

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Investing in real estate crowdfunding in France

Investing in real estate crowdfunding in France (or crowdlending  ‘immobilière’) is getting exponentially popular in France during last years. Specially when interest rates were historically low, or negative, (before 2022) and investors were looking for alternatives to make their money grow.  Crowdfunding was answering this need to many. Even now, with higher interest rates, there

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Key points about Income Tax in France

Taxes anywhere in the world could be a complicated and annoying matter. Even though there has been a simplification during last years, France remains as one of EU countries with higher rate and complex tax rules. Do not worry, we will explain in this blog our understanding and key points about income tax in France.  Let’s

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How to negotiate a house mortgage in France?

Table of Contents Are you thinking of buying a property and trying to understand how to negotiate a house mortgage in France? We understand it is a key decision to make and we want to share with you our lessons learnt going through that process.  Why should I negotiate a mortgage in France? If you are

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What is a ‘PEE – Plan d’Epargne Entreprise’ in France?

If you are working in France, your company may propose to you to participate within their  ‘Plan d’Epargne Entreprise’ – PEE (company savings plan). For us, it has been a great opportunity to save and invest while profiting its tax advantages.  Its success is reflected on the fact that more than 31% of French employees

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What is ‘intéressement et participation’ in France?

What is ‘intéressement et participation’ in France? If you work for a medium to large French company you will be hearing your colleagues talking about ‘intéressement et participation’, normally during the 2nd quarter of the year.  Good news! this is more money for you! Let’s understand a bite more…  Table of Contents What is ‘Intéressement et participation’

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What is an ‘Assurance Vie’ in France?

Have you heard about ‘Assurance Vie’ in France and wondering what it is about? Why so popular in France? Is it a life insurance or an investment account? What are the tax advantages? Is it good for foreigners and expats to open one?  This blog intends to answer these basic questions about an ‘Assurance Vie’

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