Wondering if now is a good time to buy real estate in France? Even after the recent spike on mortgages interest rates from mid 2022? Are there any opportunities left? It may sounds obvious the answer, but it is not. We will analyze the actual context, opportunities and risk in the blog to give you some […]
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Are you wondering how to diversify your portfolio? it is a great question as it is key to minimize risk and volatility. However, building a well diversified asset portfolio is not evident. How to start? How to do it avoiding falling into pitfalls and costly mistakes? Living in France, adds an additional context to be taken
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How to invest when living in France? What are the investment options available for you? How to start? You may feel overwhelmed and scared about making wrong decisions, as the finance world like too complicated. In reality, you just need to understand some basic concepts. We will be sharing a summary of what we hear from
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Becoming financially independent in France? It is a common question after COVID pandemic made us think more about what we want to do with our lives. Unfortunately, there are some ‘influencers’ taking profit of the situation and selling ‘magic secrets’ packed as trainings which are leading many to disappointment, and sometimes losing money. In the
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French government introduced back in 2019 the PER Plan d’Épargne Retraite in France as a complementary retirement savings plan. It is a measure targeting to support the retirement collective fund system. In this blog, we will give the key information on this topic that you need to know as an expat or foreigner living in France. Let’s start…
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Investing in real estate crowdfunding in France (or crowdlending ‘immobilière’) is getting exponentially popular in France during last years. Specially when interest rates were historically low, or negative, (before 2022) and investors were looking for alternatives to make their money grow. Crowdfunding was answering this need to many. Even now, with higher interest rates, there
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Taxes anywhere in the world could be a complicated and annoying matter. Even though there has been a simplification during last years, France remains as one of EU countries with higher rate and complex tax rules. Do not worry, we will explain in this blog our understanding and key points about income tax in France. Let’s
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Are my savings guaranteed in French banks? Are you concerned after all recent negatives news from bank failures? We have done some research and will explain in this blog what are those guarantees and how it works in case you need it. Table of Contents Who guarantees my savings in French banks? The French government
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Table of Contents Are you thinking of buying a property and trying to understand how to negotiate a house mortgage in France? We understand it is a key decision to make and we want to share with you our lessons learnt going through that process. Why should I negotiate a mortgage in France? If you are
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Maybe your bank advisor has recommended to open a PEL (Plan d’Epargne Logement) in France or you have heard some friends talking about it as part of a real estate investment project? Curious about what it is? It is worth it? What are the conditions to apply? In this blog we will be sharing our
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