Savings guarantee in bank

Are my savings guaranteed in French banks?

Are my savings guaranteed in French banks? Are you concerned after all recent negatives news from bank failures? We have done some research and will explain in this blog what are those guarantees and how it works in case you need it.  Table of Contents Who guarantees my savings in French banks? The French government […]

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mortgage negotiation in france

How to negotiate a house mortgage in France?

Table of Contents Are you thinking of buying a property and trying to understand how to negotiate a house mortgage in France? We understand it is a key decision to make and we want to share with you our lessons learnt going through that process.  Why should I negotiate a mortgage in France? If you are

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What is PEL Plan d’Epargne Logement in France?

Maybe your bank advisor has recommended to open a PEL (Plan d’Epargne Logement) in France or you have heard some friends talking about it as part of a real estate investment project? Curious about what it is? It is worth it? What are the conditions to apply?   In this blog we will be sharing our

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french saving accounts

What are the different savings accounts in France?

Wondering what are the different savings accounts in France available for you?  Some are centrally controlled by the government and  offering very interesting benefits but under specific conditions. Therefore, it is important for you to understand the different options available before making a decision about which one to open.  In this blog, we will walk you

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PEA, France, Plan d'epargne entreprise for expats

What is a ‘PEE – Plan d’Epargne Entreprise’ in France?

If you are working in France, your company may propose to you to participate within their  ‘Plan d’Epargne Entreprise’ – PEE (company savings plan). For us, it has been a great opportunity to save and invest while profiting its tax advantages.  Its success is reflected on the fact that more than 31% of French employees

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What is ‘intéressement et participation’ in France?

What is ‘intéressement et participation’ in France? If you work for a medium to large French company you will be hearing your colleagues talking about ‘intéressement et participation’, normally during the 2nd quarter of the year.  Good news! this is more money for you! Let’s understand a bite more…  Table of Contents What is ‘Intéressement et participation’

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Savings Account livret A in France

What is a Livret A saving account in France?

What is Livret A saving account in France? It is a special saving account regulated by the state. Why is so special? Because it has an attractive interest rate, availability, tax exempt and zero risk. This explains why there are 55 Millions Livrets A in France, which is almost a ratio of 1 per person.

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What is an ‘Assurance Vie’ in France?

Have you heard about ‘Assurance Vie’ in France and wondering what it is about? Why so popular in France? Is it a life insurance or an investment account? What are the tax advantages? Is it good for foreigners and expats to open one?  This blog intends to answer these basic questions about an ‘Assurance Vie’

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PEA plan d'epargne en action in France

What is PEA Plan d’Epargne en Action in France?

What is PEA Plan d’Epargne en action in France? Why is it so popular? What are the key advantages? Risks?  We will explain in this post how this plan works based in our experience and knowledge, to help you decide if it is the right investment vehicle for you while living in France. Let’s start…   Table

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